Should You Provide a Recorded Statement to Insurance After an Injury Accident?

It can be challenging to think clearly and know exactly what to do after an injury accident. When you are hurting and concerned about your health and well-being, it’s understandable to not be focused on your rights and what the proper steps to take to protect them are. If your injuries are substantial, you may not be able to think about anything as you are rushed to the emergency room.

When another party’s negligence causes your injury accident, you could be entitled to file a claim against them to obtain financial compensation. Insurance companies know this, which is why they typically act fast to reduce the economic impact they may incur by having to pay out a high settlement. As a result, they will engage in deceitful tactics to sabotage your rights to compensation. One action insurance adjusters will take is to connect with injured parties who are typically incredibly vulnerable after an accident and may not have had the time to speak with an attorney. When they come calling, they are likely to request a recorded statement. You should know that you have no obligation to provide them with a recorded statement, and you shouldn’t.

If a negligent party injured you, speak with our personal injury attorney at Monaco Law PC before communicating with any insurance agent. It is imperative to protect yourself and your ability to recover fair and full compensation from your claim.

The Dangers of Recording a Statement With an Insurance Adjuster 

Having insurance provides some financial protection should injury lawsuits come about because insurance policies can help pay for the damages that another party may sustain. However, insurance companies are still just that: companies. They are businesses, and a business’s primary goal is to make money and profits. When many settlements must be paid, or large settlements must be made, this cuts in on their bottom line. So, an insurance adjuster, working on behalf of the insurance company, is trained to work with claimants to find ways to reduce their payments or completely deny them.

A recorded statement is one tool in an adjuster’s arsenal for devaluing and denying claims. Recorded statements rarely, if ever, help a claimant obtain the compensation they are entitled to.

Speaking with an attorney as soon as possible after an injury accident can help protect your interests when the insurance adjuster calls. However, suppose the adjuster calls before you have the opportunity to speak with an attorney, and they keep asking you to make a recorded statement. In that case, you can politely decline and tell them that your attorney will handle communications. This puts the adjuster on alert that you are serious and that you have legal counsel helping you avoid structured traps that are set to deny you the full compensation you deserve.

Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today 

To learn more about your legal options and for help with an injury claim, you are welcome to call our South Jersey personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our office in Pennsylvania to discuss your case today.

We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County,  Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Montgomery County, Philadelphia, Ocean County, Salem County, and all of South Jersey.

Source:

cdc.gov/nchs/fastats/accidental-injury.htm