5 Insurance Tactics to Watch Out For When You File a Personal Injury Claim
When you are injured, dealing with the medical care you need and trying to manage your losses all the while you are in pain is a challenging situation to be in. When you add in the stress of having to communicate with insurance adjusters so you can obtain the compensation you need for your losses, it is easy to feel overwhelmed. Especially since insurance adjusters are trained to connect with claimants before they can speak to an attorney. It is one of their strategies for closing claims quickly for very little compensation or no compensation at all.
Attorneys act as advocates for their clients, taking on the communications with the insurance company. Personal injury attorneys know how insurance companies operate and how to combat their unjustifiable actions. This is why, after an injury accident, getting in touch with an attorney to have your case reviewed can help you avoid the pitfalls and missteps that can jeopardize your claim and the amount of monetary compensation you receive.
The personal injury attorney at Monaco Law PC can help you with your claim after an injury accident.
Most Common Tactics Insurance Companies Use to Avoid Paying Claimants Fairly
It can be beneficial to work with an attorney if you are injured as a result of the negligence of another party. Still, understanding the types of methods that insurance companies use can be helpful so that if an insurance adjuster ever contacts you before you have legal representation, you will be able to identify these methods and not fall into their trap.
Asking for a Recorded Statement
An adjuster will ask for a recorded statement so they can potentially use your words against you in the future.
Immediately Contacting You and Offering a Settlement
Insurance adjusters know how vulnerable and emotional injured individuals are after an accident. By promptly connecting with an injured party, there is less time for them to contact an attorney, and when a quick settlement is offered, it is more likely to be accepted. After a settlement is accepted and signed off on, this will close the case. Usually, the first offer is the lowest possible amount, so you should never be eager to accept a settlement until you know what your claim is worth.
Downplaying Injuries
Adjusters may say your injuries are from pre-existing conditions or that they are not as severe as you allege they are.
Dragging the Claims Process Out
To frustrate you and motivate you to just accept a low offer or to abandon your claim, adjusters could delay the claims process.
Confuse You On Policy Coverage
Adjusters may misrepresent the insurance coverage when they are speaking to claimants to confuse them.
Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today
Our personal injury lawyer at Monaco Law PC can take on the insurance companies on your behalf and help you get what you are entitled to. To speak with an attorney, you are welcome to call (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Montgomery County, Philadelphia, Ocean County, Salem County, and all of South Jersey.
Source:
cdc.gov/nchs/fastats/accidental-injury.htm
